Why Authentive?
Borrowers fill long forms and spend days chasing documents. Lending teams use dozens of tools and still drown in manual work. And AI chatbots don't address any of the challenges teams face every day.
At Authentive, we're changing that.An effortless experience borrowers love
Borrowers answer a few questions. AI agents do the heavy lifting to complete the application.
Unmatched efficiency for lending teams
Automated document processing, income & asset insights. Your team makes decisions, not spreadsheets.
One AI platform, from lead to closing
AI agents that work with your existing LOS. No migration, no retraining, no vendor accumulation.
Product
AI agents powering every team, every step, every loan.
A borrower experience that keeps loans moving
- Auto-filled applicationAI agents auto-fill details from collected documents.
- Automated document collectionBorrowers log in to their accounts. AI agents collect the documents.
- Co-borrower workflowsEach borrower completes their tasks independently.
Intelligent document processing
AI agents automatically classify, split, and extract data from income, asset, tax, identity, and liability documents. Faster processing, fewer conditions.
Decision-ready insights, not raw documents
- Income calculationsAutomated and aligned to investor guidelines.
- Asset analysisAuto-detect large deposits and overdrafts from bank statements.
- VerificationsIncome, asset, and tax transcript verification reports.
Works with your LOS
Underwriting-ready files delivered directly to Encompass and other origination systems.
Built-in borrower payments
Collect application fees, appraisals, and post-closing payments, all within the origination workflow.
Trust, privacy, and compliance
- Secure and privateA confidential and encrypted agent workspace per borrower.
- Eliminate fraudAuthenticity ensured with direct source documents.
- SOC 2 Type 2 compliantIndustry-leading compliance and data security standards.